Find out how much you could be getting back through the ABC Retro Program
Download and fill out the Retro Release here (no obligation)

Fax this form to Associated Builders & Contractors at (425) 455-5701

To download the ABC Retro Brochure, click here.

For questions regarding the great benefits of the ABC Retro program,
contact Wendy Novak at (425) 646-8000 or (800) 640-7789.

• ABC members have an optional program available to them to assist in cutting the cost of industrial insurance premiums. Labor & Industries has a financial-incentive program called retrospective rating which allows ABC to sponsor a retro program. Under ABC Retro, your firm's industrial insurance premium for a given 12-month "retro coverage period" is adjusted, after the fact, based on claims with an injury date within the period.

• Retrospective rating requires your active participation to help control these costs. By keeping claims costs to a minimum, you have an opportunity for a substantial refund.

• Retro gives you a financial incentive to increase your safety awareness, reduce workplace accidents, and get more involved in minimizing the costs of the claims that do occur. In addition to helping you earn retro refunds, you'll be controlling your future "experience factor" and premium rates.

• Under the retro program, an employer who experiences claim costs lower than expected for the coverage period will receive a refund. An employer will be charged an additional premium to partially cover the unanticipated expenses if claim costs are higher than projected.

1. You'll have a Washington State certified claims examiner working for you to get your workers' compensation claims closed promptly, through ABC Retro’s contract with the Employer Resources Northwest (ERNW), ABC Retro's third party administrator.

2. You'll be able to attend over 50 ABC safety seminars each year, held in several locations from Tacoma to Bellingham - and they're free to ABC Retro members.

3. You'll receive free safety materials each month, including safety news, toolbox talk topics, safety videos, tips on hiring and incentivizing employees, and more.

4. You'll be just a toll-free phone call away from ABC's experienced Safety Professional, who's available full-time to answer your questions, review your safety materials, send you any forms you need, and perform safety audits of your jobsites.

5. You'll receive easy-to-read reports each month that will explain exactly what's going on with your claims.

6. You'll be eligible to sit on the contractor committee that governs the ABC Retro program, reviewing applicants and establishing requirements, procedures, and policies.

7. You'll be secure in the knowledge that you're in a not-for-profit program. ABC Retro is designed to make money for you, not the sponsoring association.